Welcome to UAN Member Guide - Secure & Independent PF Information

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PF Balance Calculator

Calculate your estimated Provident Fund (EPF) accumulation and total interest earned over the years using our easy PF calculator.

(Note: 8.33% goes to EPS pension)

How does the PF Calculator work?

The PF calculator uses a straightforward compounding formula. Every month, both the employee and the employer contribute a portion of the basic salary towards the PF account. The interest is calculated monthly but deposited annually.

  • Employee Contribution: Usually 12% of Basic Salary + DA.
  • Employer Contribution: 3.67% of Basic Salary + DA goes to the EPF account, while the remaining 8.33% goes to the EPS (Pension) account.