PF Balance Calculator
Calculate your estimated Provident Fund (EPF) accumulation and total interest earned over the years using our easy PF calculator.
How does the PF Calculator work?
The PF calculator uses a straightforward compounding formula. Every month, both the employee and the employer contribute a portion of the basic salary towards the PF account. The interest is calculated monthly but deposited annually.
- Employee Contribution: Usually 12% of Basic Salary + DA.
- Employer Contribution: 3.67% of Basic Salary + DA goes to the EPF account, while the remaining 8.33% goes to the EPS (Pension) account.